There are several things to consider when looking for an apartment, which can be a daunting and/or stressful task for many people. Unfortunately, we live in a world where it is easy to post fraudulent ads using online payment. This is why we wrote this article to help you detect the different types of fraud and how to avoid them.
The different types of fraud
Tactics typically used by scammers include asking you to make an advance payment to reserve the apartment, falsifying accommodation information, or that the apartment is not actually available. It is important that you remain vigilant and do not pass on any of your personal information without thorough verification.
How to identify fraud?
There are several things that can help you detect that the ad is a fraud. First, you should be wary of offers that seem too good to be true. For example, an all-inclusive 4½ apartment in Montreal, Ville-Marie for $550. Research housing prices that are similar in the same area to ensure you don't become a victim of fraud.
Also be wary of owners who are “traveling” or who live outside Quebec. If it is difficult to meet the owner or visit the apartment, you would be better off moving on to the next ad.
Best practices
A good practice is to take the time to confirm the real existence of the accommodation by contacting the other tenants of the building or the neighbors. The latter could also provide you with information on the reputation of the owner and on possible problems with the building. Additionally, do not hesitate to search online for the name of the owner or real estate agency that posted the ad as there may be complaints or a history of fraud linked to them.
It is also prudent to validate whether the ad contains logos or contact details. If the ad contains this information, take the time to research this information online and make sure it is legitimate, as scammers are known to create fake logos or contact details to appear legitimate.
Finally, be careful when it comes to payments. Never make a payment to anyone without having visited the apartment or accommodation and signed a rental contract. Fraudsters will often ask you to make advance payments or demand a money transfer through unsecured channels like Western Union or a gift card. Make sure you use reliable and secure payment methods, such as bank transfers or credit cards.
In conclusion, looking for an apartment is a perilous thing in Quebec, but if you remain attentive and are diligent, you will avoid fraudulent advertisements. Remember to always validate the information of the owner, of the accommodation, and not to make payment before having visited the apartment and signed a rental contract. By following these practical tips, you will increase your chances of finding safe and legitimate housing.
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